Ten Ways to Trim Your Health Care Costs

A layoff does not have to involve losing your health coverage. Although there is no need to panic, you should not put off taking action. Here are 10 options to consider as soon as possible after getting pink-slipped.

New Taxes on the Wealthy Are Bad News for Everyone

The new health care law will substantially increase the tax burden of high-income workers and small businesses over the next few years.  Those tax increases could be piled on top of other tax increases on the labor and investment income of high-income earners.  The tax hikes will reduce the capital stock and discourage small business job creation – the opposite of what is needed to grow the economy.

Preparing for Retirement in an Uncertain World

In previous generations, many workers could expect to automatically receive a steady stream of retirement income from Social Security and a pension from their union or employer. Like Social Security, traditional defined benefit pension plans promised a monthly annuity for life. Along with personal savings, pensions and Social Security were the mainstays of retirement. Increasingly, however, American workers must make their own retirement investment decisions.

John D. Merrifield, Ph.D.

Senior Fellow John D. Merrifield is a Professor of Economics at the University of Texas at San Antonio, a position he has held since 1987. He is the author of four …

Health Care Brief Analysis

Restricted to two letter-size pages, a Health Care Brief Analysis summarizes some aspect or aspects of health care policy such as HSAs, health insurance reform, and retail medicine, presenting points …

Health Information Technology: Benefits and Problems

Proponents of health information technology (HIT) often claim that the United States lags behind other developed countries when it comes to the use of electronic medical records (EMRs), physician order entry systems and personal health records in clinics and hospitals. For example, only about 17 percent of doctors and 8 percent to 10 percent of U.S. hospitals use EMRs.