Health Information Technology: Benefits and Problems

Proponents of health information technology (HIT) often claim that the United States lags behind other developed countries when it comes to the use of electronic medical records (EMRs), physician order entry systems and personal health records in clinics and hospitals. For example, only about 17 percent of doctors and 8 percent to 10 percent of U.S. hospitals use EMRs.

Congress Declares War on HSAs

While Congress has been debating health reform, employers have been creating new consumer-driven health care (CDHC) plans.  In fact, CDHC plans are the only type of health insurance that has been shown to reliably change patient and doctor behavior in ways that lower costs and improve the quality of care.

Health Exchange Subsidies Would Impose High Marginal Taxes

Both the House and Senate health reform bills would establish exchanges offering people health insurance policies. Low-income individuals and families who did not have employer-provided health insurance and obtained coverage through an exchange would be eligible for subsidies. In both bills, the subsidies phase out with income, although the specific numbers differ.

Health Insurance Exchange Subsidies Create Inequities

Both the House and Senate versions of the health care bill, as well as the Obama administration's "compromise" proposal, offer large subsidies to encourage low- and middle-income individuals and households to purchase health insurance from private insurers through a government-supervised health insurance exchange.

Ten Small-Scale Reforms for Pre-Existing Conditions

Most proposals for dealing with the problems of pre-existing conditions would completely divorce health insurance premiums from expected health care costs, requiring health plans to enroll individuals regardless of their health status. Yet a policy of trying to force health plans to take enrollees they do not want risks jeopardizing the quality of care they receive.

Concierge Medicine: Convenient and Affordable Care

Concierge medical practices take many forms and go by different names, such as direct practice physicians. They all strive to make medical care more accessible and convenient to patients by rebundling and repricing medical services in ways that are not possible under third-party insurance. The result is innovations that raise quality and improve patient care coordination.

Retail Clinics: Convenient and Affordable Care

The growth of the Internet, high-speed telecommunications networks and electronic medical records have made it possible for patients to seek care in a variety of clinical settings without losing the continuity of care a primary care provider offers. Health care entrepreneurs using these technologies in retail clinics are making medical care increasingly accessible and convenient, while raising quality and reducing costs.

Medicare at 55

A proposal to allow 55- to 64-year-olds to buy Medicare coverage is gaining traction in the Senate deliberations on health care reform. What will this mean for Medicare's finances? How much will it cost to buy the coverage? How will this expansion affect the labor force participation of older Americans?

Applying the Lessons of State Health Reform

Lack of health insurance is a significant, persistent problem in New Jersey. In 2007, more than 1.3 million residents were uninsured – three-fourths were working-age adults 19 to 64 years old. About 15.6 percent of New Jersey residents are uninsured, which is close to the national average, and the U.S. Census Bureau recently ranked New Jersey 34th among states in the percentage of residents with insurance coverage.

Crisis of the Uninsured: 2009

One of the primary goals of health reform is to ensure that all Americans have health insurance. Yet it is generally overlooked that the proportion of Americans without health coverage has been relatively stable over time.  According to the Census Bureau, in 2008 the number of individuals in the United States lacking health coverage rose from 45.7 million to 46.3 million.  The proportion of uninsured Americans remained virtually unchanged, rising from 15.3 percent to 15.4 percent.

10 Steps to Free Our Health Care System

To confront America's health care crisis, we do not need more spending, more regulations or more bureaucracy.  We do need to liberate every American, including every doctor and every patient, to use their intelligence, creativity and innovative abilities to make the changes needed to create access to low-cost, high-quality health care.

Can Health Reform Save Money?*

Health care spending per person varies widely across the country, but greater spending does not appear to produce better quality.  A natural inference is that some areas of the country are less efficient in the use of health care resources.

Three Lessons from Massachusetts

The Massachusetts experiment in health care reform offers many lessons that are applicable to the current debate in Congress. The goals of the Massachusetts plan are similar to proposals supported by Democratic congressional leaders and the Obama administration: universal health insurance coverage through greater access to health insurance.

Obama to AMA: You're the problem

A leading health economist says President Obama delivered a subtle and unpleasant message to the American Medical Association yesterday, implying that doctors are the main problem behind rising healthcare costs. …

Health Care Costs During Retirement

Many people assume Medicare will cover most of their health care costs when they retire, and that Medicaid, the health care program for the poor, will cover them if they need nursing home care.  However, neither program guarantees a low-cost ride through retirement.

What's Behind Vaccine Shortages?

Since their introduction, vaccines have served as a cornerstone of public health in the United States and abroad.  Vaccinating large numbers of people, especially children, has proven to be one of the most cost-effective options for enhancing and preserving life.

Health Care Spending Forecasts

Congress and President Obama appear intent on pursuing two conflicting goals for public and private health care: reining in rising costs while also increasing spending in order to expand insurance coverage to more people.

The Folly of Health Insurance Mandates

Many of the nearly 46 million uninsured say they are unable to afford health insurance. Advocates of various state regulations claim their proposals would make health coverage more affordable. These regulations include mandates that employers offer their employees health insurance or that individuals obtain health coverage, and requirements that health plans and insurers cover specified benefits or accept anyone who applies for insurance.

Exposing the Myths of Universal Health Coverage

Recent health care reform proposals have largely focused on achieving universal coverage through a combination of private-sector mandates, regulation of insurance premiums and expansion of government insurance.  Proponents argue that adding more regulations and spreading costs across a wider insurance pool will make coverage more affordable.  Reality belies these myths.

Reforming Medicare

How can we control the rising cost of Medicare? Fortunately, there are an enormous number of people who have answers. These include most of the 44 million enrollees, 650,000 doctors and 30,000 facilities participating in Medicare. In fact, almost everyone who has contact with the system can produce examples of waste and inefficiency that could be eliminated

How to Make Health Insurance Affordable

Public officials and health care experts have recently suggested a number of reforms to reduce the cost of individual health insurance.  However, most of the proposals fail to address the contribution of mandated benefits to the high cost of insurance in many states.

The John McCain Health Plan

If you listen only to presidential campaign rhetoric, you might conclude that Barack Obama has proposed bold new changes for our health care system, while John McCain is offering only small improvements. If so, you are in for a surprise. Most health policy analysts believe that Sen. McCain is proposing the most fundamental health care reform.

The Barack Obama Health Plan

Sen. Barack Obama has released only sketchy details about his health reform plan. The Commonwealth Fund has produced a very detailed plan, however, which it encourages readers to view as very similar to Obama's. Thus, one can assume the Commonwealth plan details apply where Obama has been vague.