Why Does The Federal Government Subsidize Retirement?
Forbes: Social Security offers incentives for people to retire earlier than necessary, says NCPA President John C. Goodman in his latest Forbes commentary.
Baby Boomers Blunt Fed Easing While Saving for Retirement
Bloomberg: According to an NCPA study, adults close to retirement age have altered spending habits, focusing instead on education, mortgage debt and their adult children.
My Kids Aren't Ruining My Retirement and Other Lies You Are Telling Yourself
Forbes: Retirement savings are becoming more difficult to grow due to rising college costs, according to a recent NCPA study.
School debts may thwart retirement savings
Market Watch: A new NCPA study finds that retirement savings for baby boomers are limited by high education costs for their children.
4 Major Expenditures That Are Costing Boomers A Fortune
Business Insider: Retirement planning is getting more difficult due to the increase in consumer prices including, healthcare, education and mortgages, according to an NCPA study.
Why Post 50s Aren't Saving Enough For Retirement
The Huffington Post: Baby boomers have neglected retirement savings to help their children with rising college education costs and loan payments, says NCPA Senior Fellow Pamela Villarreal.
Boomers Spending Less on Leisure, More on Education, Mortgage Interest, Adult Kids
AARP: Leisure spending decreases while spending on mortgage debt, education and adult children increases among adults between the ages of 45-64, says NCPA Senior Fellow Pamela Villarreal.
Older Americans must stay in workforce
ONENEWSNOW.com: NCPA Senior Fellow Pamela Villarreal says poor retirement planning is a key reason why more older Americans are staying in the labor force.
Baby Boomers are House Rich, Savings Poor
Life Health Pro: Large mortgage payments and continued financial support for grown children are two reasons why baby boomers are not ready for retirement, says NCPA Senior Fellow Pamela Villarreal.
How Are Baby Boomers Spending Their Money?
For several years, retirement and financial experts have bemoaned the fact that baby boomers and others who should be thinking about retirement saving are nowhere near ready to retire. One could surmise that because there has been little growth in real income recently, the average household simply does not have enough left over each month to save. But is that really the case? Or have the spending habits of middle-aged and soon-to-retire adults changed over time?
More bad news for baby boomers
Austin American-Statesman: Baby boomers have changed their saving habits, and are spending more than previous generations on housing, education and their children’s debt, says NCPA Senior Fellow Pamela Villarreal.
IS DISABILITY BECOMING THE NEW RETIREMENT?
NCPA report shows that Social Security Disability programs are unsustainable.
Social Security Disability Fund Nears Collapse
Newsmax: The NCPA’s Pam Villarreal says Social Security Disability benefits are unsustainable.
Workers on Social Security Disability Rises, Perhaps Leading to Smaller Labor Pool
AARP: NCPA report shows an expansion of Social Security Disability claims due to aging workforce and expanding qualifications.
Social Security going broke
Politico: John Goodman warns of the looming social security crisis, offers reform recommendations.
Low interest rates put cash in Americans' pockets
USA Today: NCPA Distinguished Fellow Robert McTeer says the drop in interest rates is an advantage for businesses which depend mostly on borrowing.
Social Security by Choice
The American Spectator: The American Spectator contributor highlights the benefits of a pre-funded retirement system based on an NCPA’s forthcoming publication.
Congressional Research Service: Courts Could Force HHS to Implement CLASS Act, Despite Its Insolvency
Forbes: Forbes’ s Avik Roy praises Dr. Goodman’s ideas to encourage private-sector participation in long-term care insurance.
Bank Credit Highest Since Before Lehman as U.S. Growth Continues
Bloomberg Businessweek: Bob McTeer is quoted in a Business Week story on bank
credit growth.
Social Security reform is like putting lipstick on a duck
Dallas Morning News: An NCPA study on Social Security Reform options from Andrew J. Rettenmaier and Liqun Liu at the Private Enterprise Research Center at Texas A&M was featured in the Dallas Morning News.
How would you fix Social Security?
Bankrate.com: An NCPA analysis of the four leading Social Security reform proposals was recently covered at Bankrate.com.
How Reforms Would Affect Social Security’s Funding Shortfalls, Total Spending, and Distribution of Benefits and Taxes
Entitlement reform has dominated the ongoing debate over reducing the federal government’s persistent deficits and mounting debt. Together Medicare and Social Security account for a third of current federal spending and will continue to grow as a share of both the economy and federal spending in coming years.
Wealth and resentment
The Dallas Morning News: DC reporter Jim Landers includes Pam Villarreal’s views on wealth and income disparities.
True unemployment rate obscured by temporary jobs
The Washington Post – The increasing trend of hiring temporary employees masks the true unemployment numbers and could further slow an economic recovery, argues National Center for Policy Analysis Senior Fellow Pam Villarreal.
America's True Debt – The Fiscal Gap
Texas Insider – Texas Insider reports on NCPA Senior Fellow Laurence Kotlikoff’s latest findings on the United States’ fiscal gap